Domain Knowledge (Retail Banking / Corporate Banking) 

Candidate should be well versed with the following banking domain knowledge but not limited to:

• End to end loan origination process for retail and corporate customers  

• End to end corporate loan origination including application, underwriting, spread analysis,   covenants, sanction and post sanction activities 

• Collateral management and loan management activities post loan  

• End to end retail loan origination including origination through different channels, credit analysis, product policies, and disbursement activities.  

• Collections and delinquency management including overdraft excesses/past due management 

• Retail and corporate banking regulatory and reporting needs 

• Retail and corporate customer enrollment process and required checks and approvals 

• Knowledge of retail and corporate banking products and banking systems 

• Internet Banking and digital channels and processes knowledge is a plus 

• Islamic Banking knowledge is a plus  

• Knowledge of CRM systems and experience in Microsoft Dynamics is a plus  

• The candidate should have experience in various banking solutions and should have worked in in a bank or in a banking software vertical.  

Business Analysis Expertise:

Requirement Gathering:

• Ensure business requirements are clearly and completely documented in pre-agreed formats and signed off by business users & translated to technical specifications. Engage with client in interactive requirement gathering session demonstrating domain and solution knowledge and industry best practices. Organizing meetings with stakeholders for capturing requirements and turning them into an SRS document. 

Solution Mapping:

• Ensure functional requirements are fully met by proposed IT solution. Appreciation & understanding of the Technology platforms including packaged solutions relevant for the industry 

Process Discussions:

• Capturing as-is and to-be processes with respect to the business. Conducting business process improvement meetings with our clients. 

Documentation:

Developing requirements documents, functional specs with wire frame diagrams and process charts 

Requirements Management:

• Capturing detailed scope of change requests. 

People

• Develop and manage the relationship between product development and pre-sales and delivery teams 

• Supervise and guide the project & development team and ensure they are given required support 

• Liaise with pre-sales and sales team for product demo and presentations